Equipment financing for established businesses

Equipment financing without the bank runaround.

Fast decisions, multiple lenders, honest terms. Ten years in commercial finance, AB Funding since 2020, helping businesses across the United States finance the equipment they need to grow.

Get Pre-Qualified in 60 Seconds Apply in 2 Minutes

✓ See your rate tier with no phone or email. No application fee.

Why AB Funding

We work for you, not the bank

Traditional lenders say no to most small businesses. We say let's find a way.

01

Fast funding

Most applications get a decision within 24 hours. Many deals fund in 2 to 5 business days. No waiting weeks for a bank committee.

02

Competitive rates

One application reaches 20+ lenders competing for your business. We secure the best rate your profile can command, not just the first offer.

03

Flexible, custom terms

Equipment loans and leases structured around your cash flow and business cycle, not a one-size template.

04

Integrity and transparency

With 10 years in commercial finance, Aubrey built AB Funding on honesty. We tell you exactly what you qualify for, what it costs, and why. No surprises.

Aubrey Bowman, President of AB Funding LLC
10 years in equipment finance
Who you are working with

Aubrey Bowman, President

Ten years in commercial finance. I read every application myself, I quote APR on every approval, and the numbers on your contract match the numbers quoted. Based in Sioux Falls, working with businesses in all 50 states.

Book 15 minutes Call or text (949) 981-8817
  • NEFA Member
  • Trusted Partner of Monitor 2026 Best Companies
  • $100M+ Funded
Industries we serve

Built for the businesses that build things

From a single dump truck to a full HVAC fleet. If your business needs equipment, we can help.

  • Construction
  • Trucking
  • HVAC
  • Medical
  • Restaurant
  • Manufacturing
  • Landscaping
  • Auto & Fleet
  • Professional Services
  • Real Estate
  • Agriculture
  • Other Trades
How it works

Three steps to funded

The process is simple. You focus on your business. We handle the lenders.

  1. 1

    Apply in 2 minutes

    Tell us what you need and a few basics about your business. Soft credit check only.

  2. 2

    We secure approvals

    Your application goes to our full lender network. We negotiate on your behalf and come back with real approvals and competitive terms.

  3. 3

    Pick and close

    Choose the offer that works. Most deals close in 2 to 5 business days. Equipment funded directly.

AB Connect

Dealers, buyers, and lenders on the same page

Every deal at AB Funding comes with AB Connect: live status pages that show exactly where financing stands and what moves it forward. No calls for updates, no guessing.

The AB Connect deal status page: a seven-stage tracker from application to funded, with the documents needed to move forward

For borrowers: your live deal status

See your stage from application to funding, know what we need, download forms, and upload documents from your phone.

See a sample deal
The AB Connect vendor pipeline: every referred buyer with live statuses, next to the status page their customer sees

For equipment dealers: your vendor pipeline

Every buyer you send us on one page, with live statuses and the documents each deal needs. Your customers get their own view.

See the vendor demo

Ready to get funded?

Takes two minutes. No obligation. We'll tell you exactly what you qualify for.

Start Your Application Check your rate tier first